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Health Savings Account (HSA)

Empower HSA Rx Plus plan - The EmpowerSM HSA Rx Plus plan is a 
great option if you’re looking for more control over your health care 
dollars. This plan combines a health savings account (HSA) with a high 
deductible health plan (HDHP) to give you full coverage with the added 
benefit of saving on medicines listed on our preventive drug list. The 
lower monthly premiums can help you save money all year. 
  • Convenience and online care 
  • Hospital care 
  • Specialty care—no referrals needed 
  • Prescription medicines 
  • Preventive care 
How does your HSA Rx Plus plan work?
Think of your HSA as a special bank account for medical costs. 
You can put money into your HSA either through payroll or direct 
deposits—tax free. As this amount grows over time, you can save it or spend it on eligible medical expenses. And the money in your HSA is yours to keep, even if you switch jobs. You can use the money in your HSA to pay for expenses like: 
  • Plan deductible or coinsurance 
  • Dental care 
  • Braces 
  • Vision care and LASIK surgery 
  • Prescription medicines 
  • And more! 
The HDHP provides you with the extra benefits you need to manage your health. This includes a deductible and an out-of-pocket limit.
You pay a copay for the medicines listed on our preventive drug list. For other medicines, you pay the cost until your deductible is met. Once your deductible is met, your medicines are covered for your plan’s coinsurance amount. Also, after your deductible is met, some non-formulary medicines will be partially covered. To see if your medicine is on the preventive drug list visit
(...continue text, refer to 1Health Savings Landing.pdf)